HOME OWNERSHIP 101
In this section, you will learn some of the basics of buying a home.
Homeownership 101
- Are You Ready To Buy?
- Qualifications Checklist
- Understanding Tax Benefits
- Up-Front Cash Requirements
- Government Loan Programs
- How Much Home Can I Afford?
Choosing the Right Mortgage
- Fixed Rate vs. Adjustable Rate
- 30-Year vs. 15-Year Terms
- Interest Rates & Discount Points
- The Down Payment
- Buydowns vs. Graduated Payment Mortgages (GPMs)


